David Peavoy
At Peavoy Financial Planning we consolidate all of your family assets into one balanced program, so that you can improve your asset accumulation in less time with fewer risks along the way. You can contact me on 087-2902206 or alternatively drop me an email on david@peavoyfinancial.ie
Peavoy Financial Planning: Tax-saving opportunities for the self-employed
Every year, thousands of self-employed people across Ireland use a pension as a great way of reducing their tax liability.
It is easy, efficient, and...
Peavoy Financial Planning: Making your savings work for you
With deposit rates at an all time low, some investors are seeking a different solution for money they have to invest for the long...
Peavoy Financial Planning: Increase your family balance sheet
For those of you who are registered to use the Revenue On-line Service (ROS), the extended Pay and File deadline for on-line tax returns...
Peavoy Financial Planning: Aiming for tax free money
The rules of most Occupational Pension Schemes allow a retiring member to avail of a Lump Sum based on their final salary and length...
Peavoy Financial Planning: No speed limits on the road to success – case studies...
In our last blog we looked at some reasons why Public Sector workers might make AVCs. In a follow up to this, today we...
Peavoy Financial Planning: Tomorrow belongs to those that plan today
Additional Voluntary Contributions (AVCs) are a simple and tax efficient way for public servants to save for their retirement. They are extra contributions that public servants can...
Peavoy Financial Planning: Financial tips during Covid-19
In times like these thinking about your financial situation can be stressful. Fears over the spread of coronavirus have caused lots of people uncertainty and...
Peavoy Financial Planning: Key policy benefits and how they apply with COVID-19
COVID-19 has continued to spread at a rapid pace around the world and has now been declared a global pandemic by the World Health...
Peavoy Financial Planning: Year end focus for company directors
Good forward planning means SME owners should look at all their options for extracting profits from their business in a tax efficient manner.
Better known as...
Peavoy Financial Planning: How to reduce your Income Tax bill
It's Income Tax time again: time to gather up those receipts, get out those tax forms and sharpen up the pencil.
Paying more tax than...
Peavoy Financial Planning: Is the tax treatment of Co-Habiting couples unfair?
In recent times, family structures in Ireland have changed beyond what would have been considered the ‘traditional’ family unit; that of a man and a...
Peavoy Financial Planning: Why you have to consider insurance for funeral expenses
Death is understandably a topic that people don’t like to think about, but as we all know it’s an unavoidable part of life.
At Peavoy Financial...
Peavoy Financial Planning: Peace of mind for the family
At Peavoy Financial Planning we play a key role in enabling people plan for and manage the risks of everyday life.
We regularly see the traumatic impact...
Peavoy Financial Planning: Company profits to personal wealth
The transfer of excess profits in your business to an executive pension arrangement is perhaps the most tax efficient way to move company profits into personal...
Peavoy Financial Planning: Tomorrow belongs to those who prepare today
We all want to give our children the best possible start in life and a good education is a top priority.
This however has become...
Peavoy Financial Planning: You may be 1 of 3 out of 5 who do...
As life rushes by we get caught up being busy. We are all guilty of it.
One of the most important aspects in the financial...
Peavoy Financial Planning: Why leave your pension until the 11th hour?!
A New Year’s resolution is a tradition where a person resolves to change an undesired trait or behaviour, to accomplish a personal goal or...
Peavoy Financial Planning: What is my Life Insurance number?
We have no Life Insurance. How much should we have? OR We have some Life Insurance. Do we have enough?.
These are common questions we are asked...
Peavoy Financial Planning: Protect the business and your family
At Peavoy Financial Planning we know that protecting and minimising the risk to you and your business is of the highest importance to people...
Peavoy Financial Planning: Life Insurance – it’s time to get around to it
Life Insurance forms the cornerstone of all successful Financial Plans. We cannot predict what life has in store but when it comes to things...
Peavoy Financial Planning: Do AVCs to boost your pension
Most individuals who work in the Public Sector can boost their retirement benefits by making Additional Voluntary Contributions to their pension, as there is often a difference between...
Peavoy Financial Planning: Boost Retirement Benefits with AVCs
Many years ago I asked a more experienced colleague about AVCs. I will give you three pieces of advice he said; do them, do...
Peavoy Financial Planning: Leaving Service Options for your Pension
If you have a pension from a previous employment and have not done anything about it for a while, it is good advice to make...
Peavoy Financial Planning: My UK pension – should I stay or should I go?
In June 2016, the UK citizens voted in a closely fought referendum to the leave the EU, by 52% for to 48% against.
For those...
Peavoy Financial Planning: It’s Life Insurance – but not as we know it …
This week we are discussing a relatively new concept called Life Insurance with a Whole of Life Continuation Benefit.
This structure in our opinion is a significant shift in...
Peavoy Financial Planning: How you can buy investment property with your pension
Ever thought about buying property with your pension? Well now you can. Irish people have a love for property. It seems to be in our...
Peavoy Financial Planning: Key opportunities for business owners
As a Business Owner you have to manage the day to day running of your business, whilst also putting plans in place for its...
Peavoy Financial Planning: How can I reduce my Income Tax bill?
This time of year is a key focus for all Self Employed people as it is the time of year to pay tax.
For those who...
Peavoy Financial Planning: Once off opportunity to save tax on your 2017 Income
According to an article in the Irish Examiner this week, we are now paying more tax in this country as a whole than we...
Peavoy Financial Planning: Keep your life on track and take care of your greatest...
As we get down to the business end of the county hurling and football championships, I overheard a conversation on the side-line last weekend which...